IL TEMPO E IL DENARO

A book, articles and tools to make better decisions about money, risk and time

Build Your Financial Readiness

A practical guide to making better financial decisions over time.

Explore the companion resources →

Financial Education for Everyone

This section provides a deeper understanding of the book’s key ideas and explores concepts that have been developed over time, starting from the framework of Il tempo e il denaro.

Financial Education for Schools

Financial education content for teachers and students. Currently available in Italian.

Intertemporal Poverty

Can we be poor tomorrow without being poor today?

 

 

Videos and Interviews

Interviews and Insights

Podcast

Finance explained in a few minutes: ideas, investments and decisions that matter over time

Reflections and Contributions

Articles, Working Papers and Insights

 

 

Who Is Behind Il tempo e il denaro

Andrea Beltratti is a professor at Bocconi University and the author of Il tempo e il denaro. His work focuses on finance, financial education, and the sustainability of economic decisions over time. He holds a Ph.D. in Economics from Yale University and has published extensively in leading international academic journals. Alongside his academic and research activities, he is actively engaged in financial education and public outreach.